A different way to borrow.
Imagine having access to a financial buffer on standby, ready to drop into your bank account when life throws a curveball. A pre-approved pot of credit – you can dip into, repay and refill – whenever you need it.
Introducing, BufferMoney – A financial Buffer for life’s ups and downs.
Borrow from £500 to £4,000 – bit by bit or all at once.
If you borrow £1200 over 12 months at a flat rate of 65.89% per annum (fixed) with a representative 89.9% APR you will make 12 monthly payments of £139.16, repaying £1,669.92 in total. The rate and term you are offered is dependent on your individual circumstances.
The different way to borrow.
Imagine having access to a financial buffer on standby, ready to drop into your bank account when life throws a curveball. A pre-approved pot of credit — you can dip into, repay and refill – whenever you need it.
Introducing, BufferMoney – A financial Buffer for life’s ups and downs.
Borrow from £500 to £4,000 – bit by bit or all at once
Why
BufferMoney?
Why BufferMoney?
- Only pay interest on the amount you use – nothing more
- Once you’re in, you’re in - no need to reapply*
- Every repayment refills your credit pot
- Money when you need it – in minutes
- No hidden fees
*Subject to eligibility. Don’t worry – checking won’t affect your credit score.
How BufferMoney works?
Easy access
Once approved, your Buffer’s ready. Transfer money straight to your bank account when you need it – giving you flexibility and peace of mind.
Clear costs
Your credit limit could be up to £4,000, and you’ll only pay interest on money you transfer. Plus, there are no fees – simple, transparent borrowing.
Money in moments
No need to reapply each time you take money from your Buffer. It’s there for you to borrow against and repay.
Complete control
Meet your minimum payments – then repay at your own pace. Every repayment tops up your Buffer, so it’s ready when you are.
How BufferMoney works?
How BufferMoney works?
Easy access
Once approved, your Buffer’s ready. Transfer money straight to your bank account when you need it – giving you flexibility and peace of mind.
Clear costs
Your credit limit could be up to £4,000, and you’ll only pay interest on money you transfer. Plus, there are no fees – simple, transparent borrowing.
Money in moments
No need to reapply each time you take money from your Buffer. It’s there for you to borrow against and repay.
Complete control
Meet your minimum payments – then repay at your own pace. Every repayment tops up your Buffer, so it’s ready when you are.
A Buffer for busy lives.
Flexibility for families
Your bills and food are sorted, and the kids’ costs are covered – but every now and then, something else pops up.
Christmas, birthdays, back to school – whatever pops up, imagine having a financial buffer to help. You can access your Buffer at any time and only pay interest on money you transfer to your bank account.
A helping hand for young earners
When your budget needs to stretch a little further, we’ve got you covered.
Whether it’s buying a new laptop, furnishing your flat, or managing the big, one-off costs of starting out, BufferMoney gives you the flexibility to access money when you need it the most.
Better financial balance for the self-employed
Your income goes up and down. Your bills don’t.
We’ll offer you access to a financial Buffer to dip into whenever you need it, similar to the support big businesses rely on.
A boost for your budget
You plan carefully, but sometimes life demands a little more.
That’s where your Buffer comes in – giving your budget the breathing space it needs. Dip into your Buffer when you need to, and repay at a pace that works for you as long as you meet the minimum payments.
Your Buffer in just five simple steps.
We’ve designed our application process to be easy to follow and quick to complete – it shouldn’t take more than a few minutes.
Here’s what to expect.
1
Check if you’re eligible